Young Driver Car Insurance Rates Give Many Parents the Back To School Blues

Young Driver Insurance Sticker Shock

If you just called your normal car insurance company about adding your family's newest driver onto your policy, and the quote left you gasping for air, you are certainly not alone. Many parents are experienced and careful drivers, and they may find that their current car insurance rates double or triple when they try to add a teenager to the family policy. Some families even postpone those driving lessons because they cannot figure out how they will afford the increase.

However your young driver may need to drive to get to work or school, and postponing a driver's license may not save you real money in the long run.

Drivers Under 25 Are Expensive

Drivers under 25 usually have the most expensive rates. Boys tend to be more expensive than girls. This is because insurance companies have experienced a high number of claims from younger, less experienced, and possibly, more reckless young drivers. 

Chip Away At Rates with Discounts

You can find some decent discounts for your young driver. Many insurers will give good students a break. They find that the same responsibility that helps a student maintain a B average will also help them maintain a good driving record. A student driver can also catch a break for taking an accredited driver safety course. You can certainly contact your insurance company and ask them for a course in your area.

A Safe Car Can Help

If you install safety features or anti-theft discounts, that will also earn you discounts on car insurance. Air bags, anti-lock breaks, and car alarms are features that some insurers discount. Also consider the type of car your teen will drive. Safer cars, and cars that don't have a big history of theft, tend to earn cheaper car insurance premiums!

Every car insurance company claims to have the best rates and top quality service, but don't guess. Compare Young Driver Car Insurance Online with one free, fast, and BBB approved car insurance quote form!